Terms and Conditions

                                                                             Effective Date: July 31, 2026

1- SMS Consent Communication:
Information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2- Types of SMS Communications:
If consent has been given to receive text messages from BW Insurance Advisors, messages may be received related to the following:
> Customer Care

3- Message Frequency:
Message frequency may vary depending on the type of communication. For example, you may receive up to 10 SMS messages per week related to follow ups, regular conversation, bill reminders, etc. 

4- Potential Fees for SMS Messaging:
Standard message and data rates may apply, depending on the carrier's pricing plan. These fees may vary if the message is sent domestically or internationally.

5- Opt-In Method:
Opt-in to receive SMS messages from BW Insurance Advisors can be done in the following way:

-  We get consent verbally by asking: 'Do you agree to receive customer care messages from BW Insurance Advisors Message frequency varies. Message and data rates may apply. For assistance, text HELP or visit our website at Insurance Solutions Texas | BW Insurance Advisors . To opt out at any time, text STOP. Visit  Privacy Policy or our; Insurance Terms and Conditions | BW Insurance Advisors 

6- Opt-Out Method:
Opting out of receiving SMS messages can be done at any time by replying "STOP" to any SMS message received. Alternatively, direct contact can be made to request removal from the messaging list.

7- Help:
For any issues, reply with the keyword HELP. Alternatively, help can be obtained directly from us at  Insurance Solutions Texas | BW Insurance Advisors
Additional Options:
If SMS messages are not desired, the SMS consent box on forms can be left unchecked.

8- Standard Messaging Disclosures:
Message and data rates may apply.
Opt out at any time by texting "STOP."
For assistance, text "HELP" or visit our Privacy Policy and Insurance Terms and Conditions | BW Insurance Advisors pages.
Message frequency may vary